Legal Notice & Terms
Legal information, privacy policy, terms of use and disclaimers applicable to the Palms & Horizons website and our YouTube channel.
Last updated: May 4, 2026
Table of Contents
1. Website Publisher
The website palmshorizons.com is published by:
- Name: Palms & Horizons
- Status: Independent informational editorial website
- Contact:
Palms & Horizons publishes guides, field feedback and documentary content about the Philippines. The website is not a travel agency, immigration firm or regulated advisory practice.
2. Hosting
The website is hosted by a third-party provider in Europe.
3. Intellectual Property
All content on this website (texts, images, videos, logos, graphics, icons) is protected by copyright and remains the exclusive property of Palms & Horizons, unless otherwise stated.
The following are prohibited without prior written authorization:
- Total or partial reproduction of content
- Modification, adaptation or translation of content
- Commercial use of content
- Systematic data extraction
Some images come from royalty-free image banks (Pexels, Unsplash, Wikimedia Commons). Third-party trademarks and logos mentioned belong to their respective owners.
4. Privacy Policy
4.1 Data Collected
We only collect the following data:
- Browsing data: Anonymized IP address, pages visited (via analytics)
- Contact data: Only if you contact us via the form
We do NOT collect:
- Personal data without consent
- Payment information (no transactions on this site)
- Sensitive data (health, religion, politics)
4.2 Your Rights
You have the following rights regarding your data:
- Right of access: Obtain a copy of your data
- Right of rectification: Correct inaccurate data
- Right to erasure: Request deletion of your data
To exercise these rights, .
6. Terms of Use
By accessing this website, you agree to the following terms:
- Content is provided for informational and documentary purposes
- You use information at your own risk and responsibility
- You do not reproduce content without authorization
- You respect intellectual property rights
7. Disclaimer
⚠️ IMPORTANT: PLEASE READ THIS SECTION CAREFULLY
7.1 Nature of Content
This website provides content for INFORMATIONAL and DOCUMENTARY purposes.
Information published on palmshorizons.com is based on field observations, lived experience and editorial synthesis. It should be read as informational content, not as an absolute guarantee applicable to every individual situation.
7.2 No Professional Advice
The content of this website does NOT constitute in any way:
- Legal, tax or financial advice
- Immigration or visa procedure advice
- Medical or health advice
- Guarantee of visa approval or any result
- A representation mandate or professional travel or immigration agency service
- Official representation of any organization
7.3 Limitation of Liability
Palms & Horizons and its authors disclaim ALL liability for:
- Inaccuracies, errors or omissions in the content
- Any decision made based on website information
- Interpretations made by readers or viewers
- Visa refusals or administrative problems
- Any financial loss or damage of any kind
- Direct or indirect harm resulting from website use
- Regulatory changes not yet updated
- Any difference between our experiences and those of readers
7.4 Use at Your Own Risk
You use this website and its information at your own risk.We strongly recommend consulting qualified professionals (lawyers, accountants, licensed immigration agents) before any official procedure. Always verify information with competent official sources.
8. YouTube Content & Videos
🎬 IMPORTANT CLAUSE applicable to our YouTube channel @PalmsHorizons and all our videos
8.1 Nature of Video Content
Our videos are provided exclusively for informational and entertainment purposes. They represent the reflection of our personal experiences and do not claim to be exhaustive, complete or applicable to all situations.
8.2 Personal Opinions and Views
⚠️ All opinions, views, comments and observations expressed in our videos are STRICTLY PERSONAL and SUBJECTIVE.
- Our videos reflect only our personal experience
- Our opinions do not necessarily reflect everyone's reality
- Each situation is unique and may differ from our experience
- Our views may be incomplete, biased or based on outdated information
- What we experienced is not guaranteed for others
8.3 No Guarantees
We do NOT guarantee:
- The accuracy of information presented
- That our experiences are reproducible
- That situations described are still current
- That our advice is suitable for your personal situation
8.4 Video Non-Liability
Palms & Horizons and its creators disclaim all liability regarding:
- Any interpretation of our statements or images
- Any action taken following viewing of our videos
- Any misunderstanding resulting from wording or expressions used
- Any difference between what is shown and reality experienced by others
- Any alleged harm related to our video content
8.5 Sponsorship and Partnerships
Our videos are not sponsored unless explicitly mentioned in the video and/or its description.
8.6 Copyright
All our videos are protected by copyright. Any reproduction, download, re-upload or use without prior written authorization is strictly prohibited.
8.7 Complaints
If you believe any content is problematic, we invite you to before any other action. We commit to examining any good-faith complaint and responding within a reasonable timeframe.
9. Applicable Law & Good Faith
9.1 Amicable Resolution
In case of dispute, misunderstanding or disagreement regarding the content of this website or our videos, the parties agree to seek an amicable solution in good faith before any legal action.
For any questions, complaints or requests for clarification, please . We commit to examining any legitimate request seriously and benevolently.
9.2 Good Faith Principle
We publish our content in good faith, in a spirit of sharing personal experiences. We expect our readers and viewers to interpret our content with the same good faith, taking into account the entertainment and general information context.
9.3 Reasonable Interpretation
All published content must be interpreted in a reasonable and contextual manner. Expressions, wordings or opinions expressed should not be taken out of context or interpreted in an abusive or malicious manner.
9.4 Acceptance of Terms
Use of this website, viewing our videos or any interaction with our content implies full and complete acceptanceof all terms described in this document.
If you do not accept these terms, please do not use this website or view our videos.
10. Contact
For any questions regarding this legal notice, complaints, or to exercise your rights regarding your personal data:
📧 Contact Form:
We commit to responding within a reasonable timeframe. Insulting, threatening or abusive messages will not receive a response.