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Cost of Living -60%
Cost of Living in the Philippines
Cost of Living

Cost of Living -60%

Live comfortably on a reduced European budget. Discover how to save 60% on your expenses while improving your quality of life.

-60%
Average savings
€500
Minimum budget
€1200
Standard comfort
€2500
Tropical luxury

Detailed Cost Comparison

Item-by-item analysis of achievable savings in the Philippines compared to average European prices.

Housing

Europe
€800-1500
Philippines
€200-600
Savings
60-80%
2-bedroom apartment city center
Utilities included (water, electricity)
24/7 security
Pool and gym often included

Food

Europe
€300-500
Philippines
€80-150
Savings
70%
Monthly groceries for 2 people
Fresh tropical fruits
Fish and seafood
Very affordable local markets

Transport

Europe
€100-200
Philippines
€30-80
Savings
60-70%
Jeepneys and tricycles
Grab (Uber equivalent)
Very economical motorcycle taxis
Cheaper fuel

Healthcare

Europe
€50-150
Philippines
€15-50
Savings
70%
Medical consultations
Generic medications
Affordable dental care
Local health insurance

Leisure

Europe
€200-400
Philippines
€60-120
Savings
70%
Restaurants and bars
Cinema and entertainment
Sports and activities
Inter-island travel

Monthly Budget Profiles

Three lifestyle levels adapted to different budgets and expectations.

💰

Tight Budget

€600-900

Simple but comfortable life

Housing (studio)€200-300
Food€80-120
Transport€30-50
Utilities€40-60
Leisure€50-100
Miscellaneous€100-150
🏠

Standard Comfort

€1000-1500

Comfort-savings balance

Housing (2 bedrooms)€400-600
Food€120-180
Transport€50-80
Utilities€60-100
Leisure€150-250
Miscellaneous€200-300
🌴

Tropical Luxury

€2000-3000

Luxury life at average European price

Housing (villa)€800-1200
Premium food€200-300
Private transport€100-150
Utilities€100-150
Premium leisure€400-600
Services/Staff€400-600

Cost of Living by City

Choose your destination based on your budget and priorities.

Manila

Capital

High
Monthly budget
€1000-2000
Rent: €400-1200
Job opportunities
Urban life
Modern services

Cebu

Southern Metropolis

Moderate
Monthly budget
€800-1500
Rent: €300-800
Price/quality balance
Tech hub
International airport

Davao

Safe city

Low
Monthly budget
€600-1200
Rent: €200-600
Very secure
Minimal cost
Quality of life

Dumaguete

University town

Very low
Monthly budget
€500-1000
Rent: €150-400
Expat community
Very affordable
Tranquility

Baguio

Mountain

Moderate
Monthly budget
€700-1300
Rent: €250-700
Cool climate
Fresh air
Unique culture

Iloilo

City of smiles

Low
Monthly budget
€600-1100
Rent: €200-500
Welcoming population
Heritage
Gastronomy

Annual Savings Calculator

Estimate your potential savings by living in the Philippines.

🇪🇺 Europe Budget

Annual housing€12,000
Food€4,800
Transport€1,800
Health & Leisure€3,600
Annual total€22,200

🇵🇭 Philippines Budget

Annual housing€4,800
Food€1,440
Transport€720
Health & Leisure€1,440
Annual total€8,400

Annual Savings

€13,800
That's 62% savings per year

*Calculation based on a comfortable standard lifestyle

Ready to Reduce Your Expenses by 60%?

Discover how to optimize your budget while improving your quality of life.